Is Chime® a good bank?

Rating as of based on a review of services February 24, 2023. Chime® provides customers with an online banking solution* that doesn’t have minimum balance requirements or charge monthly maintenance fees. Through their saving and checking account options, you can benefit from unique automatic savings features, early direct deposit, and more.

Does chime have a checkbook?

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook gives you the freedom to send checks to anyone, anytime, from anywhere. See your issuing bank’s Deposit Account Agreement for full Chime Checkbook details. By clicking on some of the links above, you will leave the Chime website and be directed to a third-party website.

Can I open a chime account?

It’s a financial technology company offering banking services through other partner financial institutions. However, you can still open a Chime Spending Account, Chime Credit Builder Account or even a Chime Savings Account. Chime also offers the Chime card, to make spending and withdrawals just as easy as if you had a regular bank account.

Does chime offer FDIC insurance?

It’s important to point out that Chime - although not a bank - does offer FDIC insurance on all accounts. That means your money is just as safe with Chime as it would be with an online bank or any traditional bank. Let’s take a closer look at some of the Chime accounts on offer to learn more.